Personal Loans

Share/Certificate Secured Loans

You can put your BRECO FCU savings account or share certificate as collateral for a loan!

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  • Borrow up to 90% of the amount you have in the account or certificate.

  • Leave the money in the savings account or certificate until the loan is paid off.

  • Earn dividends on your investment and establish credit.

  • Receive a low rate.

  • Easy payment with payroll deduction, direct deposit, ACH, or transfer payment online.

Signature Loans/REDI-CASH Line of Credit

We offer unsecured signature loans and lines of credit up to $35,000*. Use the cash to pay for furniture, dream vacations, appliances, debt consolidation, weddings or whatever you need!

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  • Flexible loan terms.

  • Easy payment with payroll deduction, direct deposit, ACH, or transfer payment online

Summer Vacation & Back to School Loan Special

  • Borrow up to $1,500.

  • No credit check required.

  • Fixed 12.99% APR*

  • Available July 1 through August 30, 2026.

  • Membership and qualification requirements apply.

*$1500; 12-month term.  12.99% APR.  Rates subject to change without notice.  The sample payment of $140.00 is based upon a $1,500 loan at 12.99% APR for 12 monthly payments and includes debt protection coverage.  Debt Protection coverage is not required to obtain the loan. Actual payments may vary. APR=annual percentage rate.  Equal opportunity lender.  Member NCUA.  Offer ends 08/30/2026.

**Must be a current BRECO member in good standing for at least six (6) months. Cannot have been delinquent on any BRECO loan within the past six (6) months. Must be employed with the same employer for at least the last two (2) years. Payments must be auto drafted from your BRECO FCU account, or another financial institution.









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