Home Loans


Home Equity Loan / Home Equity Line of Credit

Use the equity in your home to make your home improvement dreams a reality! Or finance school tuition, purchase a new car, take a vacation or consolidate your bills. Whatever your needs, you'll enjoy easy access to your available funds and benefit from our fixed rate home equity loan.

  • 80% Financing*.

  • Rates as low as 3.95% APR*.

  • Flexible Terms up to15 years.

*Home Equity loan fixed rates determined on term and credit history. Home Equity Line Of Credit loan variable rate determined on term and credit history.  80% financing up to the appraised value less 1st mortgage. To refinance existing BRECO Home Equity loan, must receive $10,000.00 in new funds. Subject to normal underwriting standards. APR=Annual Percentage Rate. Member NCUA. Equal Housing Lender.


Mortgage Loans

Whether you're a first time homebuyer, are moving up, or looking for investment, vacation property, or just want to refinance your current mortgage at a lower rate, you’ll benefit from the mortgage services we have to offer:

BRECO is Your Home for Home Mortgage Loans.  Through our relationships with CU Members and GMFS, one of the top home lenders in LA, you now have access to more than 150 different home loans for every stage and style of life – all with great rates and terms. CU Members and GMFS have been recognized by Fannie Mae, Freddie Mac, FHA, and other industry organizations for their excellence in servicing home loans.

  • Fixed Rate Loans.

  • ARM Loans.

  • Jumbo Loans.

  • Construction Loans.

  • FHA Loans.

  • VA Loans.

  • Rural Development Loans.


Land Loans

Buying a piece of land for an investment or to build your new home is always a good investment but can be a bit time consuming with paperwork. Our loan officers at BRECO FCU can make this time a pleasant one.

  • Up to 80% financing.

  • Flexible Terms up to 15 years.

  • Easy payment with payroll deduction, direct deposit, or transfer payment online.