Loan Rates
| New/Used Auto | |
|---|---|
| Term | APR (as low as) |
| 0-36 Months | 6.49% |
| 37-48 Months |
6.49%
|
| 49-60 Months | 6.99% |
| 61-72 Months | 7.29% |
| 73-84 Months | 7.64% |
| Additional Information: Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Debt Protection Terms of 84 months over $30,000.00 |
|
| Signature Loans | |
|---|---|
| Term | APR (as low as) |
| 0-36 Months | 9.49% |
| 37-48 Months | 10.49% |
| 49-60 Months | 11.24% |
| Redi-Cash Line Of Credit | 9.99% |
| Visa Platinum Credit Card | 7.90% |
| Additional Information:
Borrow up to $40,000.00 for personal needs |
|
| Share Secured | |
|---|---|
| Term up to 120 months | APR |
| Borrow against funds in your regular share account. | Dividend Rate + 3.00% |
| Share Certificate Secured | |
|---|---|
| Term up to 60 months | APR |
| Borrow against funds in your share certificate | Certificate Rate +3.00% |
| Home Equity | |
|---|---|
| Term | APR (as low as) |
| 0-60 Months | 6.20% |
| 61-84 Months | 6.20% |
| 85-180 Months | 6.95% |
| HELOC (10 year Variable rate) | WSJ Prime + 4.00% |
| 1st Mortgages | |
|---|---|
| Please call or text 225-273-1529 for current rates & information | |
| or Apply Here. | |
| Land Loans | |
|---|---|
| Term | APR (as low as) |
| 0-60 Months | 5.20% |
| 61-120 Months | 5.45% |
| 121-180 Months | 6.70% |
| Additional Information:
Purchase acreage or raw land. Up to 100% Loan to Value |
|
Additional Information:
APR = Annual Percentage Rate
Loans, rates, terms and loan limits determined by credit criteria and normal underwriting standards
Rates are subject to change - Call for current rates
There may be fees on some loans
"As Low As" Minimum rates apply to members with excellent credit criteria. Not all applicants will qualify