Savings Accounts

Savings Account

Just $5.00 opens your BRECO FCU Share account and establishes your lifetime membership and ownership in the credit union. Some of the benefits are:

  • Dividends credited quarterly on average daily balances of $25.00.

  • Only a $5.00 minimum balance requirement.

  • No service fees or charges.

  • Convenient deposit through payroll deduction, direct deposit, and at over 5,000 Shared Branching /credit union service centers nationwide.

  • Convenient withdrawals through ATMs, Shared Branching service centers, and checks mailed to you.

  • Free 24-hour telephone banking (audio response): 225-273-1529 or 1-800-361-1631 option 1.

  • Free Internet Home Banking.

  • Free e-Statements.

  • Family membership.

Money Market

Get more flexibility with your savings by opening your money market account today!

  • Earn higher dividends with more flexibility than a CD!

  • Dividends credited monthly on average daily balances of $2,500 or more

  • minimum $1,000 to open

  • No service fees or charges

  • Conveniently move funds through online banking (desktop or mobile app)

Vacation/Christmas Club Account

Enjoy your vacation or the holidays without worry. Deposit funds directly into your Vacation or Christmas Club account for easy saving. Estimate the amount of what you spent last year, divide by the number of months to save, and that is a good guess of how much you need to tuck away!

  • At the appropriate time, a check will be mailed or the money can be transferred to your share account.

  • Money can be deposited anytime into the account or you can conveniently deposit through payroll deduction or set up an auto-transfer.

  • Dividends credited quarterly on average daily balances of $25.00.

Minor Share Account

This special youth account acts just like a regular savings account but is specially designed for young members.

  • To join, you need to be age 17 or under.

  • Have a valid social security number and have a joint owner on the account (a parent or grandparent).

  • Each time a deposit is made, you can pick a prize!

  • Dividends credited quarterly on average daily balances of $25.00.

  • Parents can make deposits through payroll deduction or transfer online to account.