Deposit Rates


Savings Accounts
Regular Shares and Christmas Club
Dividend Rate APY
.10% .10%
IRA Share Rate
Dividend Rate APY
.25% .25%
Additional Information:
Dividends Paid Quarterly
Must maintain minimum average daily balance of $25.00 to earn dividends
Super-Charged Checking
Dividend Rate APY
3.00% 3.04%
Additional Information:
Dividends Paid Monthly
Balances up to $10,000.00 will be credited 3.04% APY. Balances in excess of $10,000.00 will be credited 0.15% APY.
Checking Accounts
Dividend Rate APY
.05% .05%
Additional Information:
Dividends Paid Monthly
Must maintain average daily balance of $100.00 to earn dividends
Term Share Certificates & IRAs
$500 Minimum Dividend Rate APY
6 Months 1.74% 1.75%
12 Months 2.47% 2.50%
18 Months 2.62% 2.65%
24 Months 2.72% 2.75%
36 Months 2.82% 2.85%
48 Months 2.86% 2.90%
60 Months 2.96% 3.00%
Additional Information:
Penalty may be imposed for early withdrawal on certificates