Deposit Rates


Savings Accounts
Regular Shares and Vacation/Christmas Club
Dividend Rate APY
.10% .10%
IRA Share Rate
Dividend Rate APY
.25% .25%
Additional Information:
Dividends Paid Quarterly
Must maintain minimum average daily balance of $25.00 to earn dividends. APY accurate as of 10/31/2024.
Money Market
$1,000 Minimum Dividend Rate APY
$2,500 - $9,999 0.15% 0.15%
$10,000 - $24,999 0.20% 0.20%
$25,000 - $49,999 0.25% 0.25%
$50,000 - $99,999 0.30% 0.30%
$100,000 or greater 0.35% 0.35%
Additional Information:
Dividends Paid Monthly
$1,000 minimum to open; $2,500 minimum to earn dividends. Fees could reduce earnings on all accounts. APY accurate as of 10/31/2024.
Super-Charged Checking
Dividend Rate APY
4.99% 5.10%
Additional Information:
Dividends Paid Monthly
Balances up to $10,000.00 will be credited 5.10% APY. Balances in excess of $10,000.00 will be credited 0.15% APY. APY accurate as of 10/31/2024.
Checking Accounts
Dividend Rate APY
.05% .05%
Additional Information:
Dividends Paid Monthly
Must maintain average daily balance of $100.00 to earn dividends. APY accurate as of 10/31/2024.
My Money Teen and Student Checking
Dividend Rate APY
.05% .05%
Additional Information:
Dividends Paid Monthly
APY accurate as of 10/31/2024.
Term Share Certificates & IRAs
$500 Minimum Dividend Rate APY
6 Months 3.20% 3.25%
12 Months 4.03% 4.10%
18 Months 4.07% 4.15%
24 Months 3.20% 3.25%
36 Months 3.06% 3.10%
48 Months 3.06% 3.10%
60 Months 3.06% 3.10%
Additional Information:
Dividends Paid Monthly
Penalty may be imposed for early withdrawal on certificates. Fees could reduce earnings on all accounts. APY accurate as of 10/31/2024.